We may earn a commission from links on this page.
If you’ve been eyeing a Whoop fitness tracker but unsure about the membership cost, your Chase Sapphire card might be about to make that decision a whole lot easier. Through May 12, 2026, Chase is offering cash back on Whoop memberships for both Sapphire Reserve and Sapphire Preferred cardholders—and for Reserve members, the deal effectively covers the entire cost of a year’s membership.
What is Whoop?
Whoop is a health and fitness company that makes a wearable tracker and companion app focused on recovery, sleep, and strain. You’ve probably seen one of these screenless wristbands out in the wild, since Whoop has been one of the best fitness trackers out there for years now. Unlike other fitness wearables, Whoop operates on a membership model, where you pay for access to the platform and the hardware comes included.
Chase Sapphire Reserve cardholders can receive a one-time $359 statement credit for a Whoop Life membership (which covers the total cost of an annual membership) when they use their card to purchase a Life membership on Whoop. Chase Sapphire Preferred cardholders can receive a one-time $100 statement credit toward the cost of any Whoop annual membership when they use their card to purchase any Whoop membership on the site, too.
Simply put: If you have the Sapphire Reserve, you can get a full year of Whoop Life at no out-of-pocket cost. If you have the Sapphire Preferred, you’ll get $100 knocked off whichever annual plan you choose.
How to activate the offer
You can’t just make the purchase and expect the credit to apply automatically: You must activate the offer through the Chase Offers portal by May 12, 2026, before making a membership purchase.
First, log in to your Chase account online or through the Chase mobile app. Navigate to the Chase Offers section, which you can typically find under your card’s benefits or in the “Explore” tab of the app. Search for the Whoop offer and click “Add to Card” to activate it. Once the offer is added to your card, head to Whoop and purchase the appropriate annual membership. Make sure you use the Chase Sapphire card you activated the offer on at checkout. Your statement credit will then be applied after the qualifying purchase posts to your account.
What do you think so far?
Remember: Don’t skip activation. If you buy the membership before activating, you won’t receive the credit.
The bottom line
If you were already planning to try Whoop, this is a great opportunity, especially for those Sapphire Reserve holders getting the membership for free. Even for Preferred cardholders, $100 off is a solid discount on what is otherwise a recurring annual expense.
The main thing to keep in mind is the deadline. The offer must be activated through the Chase Offers portal by May 12, 2026, and the purchase must be made using the card the offer was activated on, at Whoop.com. Do both of those things in the right order, and you’re all set.
