Consensys, the blockchain software firm behind MetaMask, today announced the nationwide launch of the MetaMask Card across the United States, extending the Mastercard-backed payment product to all 50 states including New York.
The card links self-custodial wallets to traditional payment infrastructure, enabling holders to spend digital assets at merchants while retaining control of funds until the point of sale.
Mastercard’s network powers the program, with Cross River Bank serving as the issuing institution and Monavate, formerly known as Baanx, providing operational support.
Users can add the card to Apple Pay and Google Pay for contactless transactions wherever Mastercard is accepted. The company also unveiled a MetaMask Metal Card at $199 annually, featuring upgraded materials and boosted rewards.
Unlike exchange-issued debit cards that require customers to deposit funds in advance, the MetaMask Card keeps assets in the user’s wallet until a purchase is confirmed and converted.
Standard cardholders receive up to 1% back in mUSD, while metal-tier subscribers earn up to 3% on their first $10,000 in annual spending. Unspent balances can generate yield through integrations with decentralized lending protocols, including Aave.
With the U.S. expansion, the product is now live in Argentina, Brazil, Canada, Colombia, Mexico, Switzerland, the United Kingdom, and the European Economic Area, with further markets expected.
