The trick to picking the best car insurance in Arizona is to think about what matters most to you because every driver has different needs and priorities to consider.
Insurance companies can be a good choice for a lot of different reasons, like how easy it is to file a claim or how helpful their customer service agents are. You can also choose between big national insurers or regional companies, which may offer a better customer experience.
But with so many factors involved, it can be tough to find the best car insurance. That’s why NerdWallet analyzed 25 insurance companies in Arizona to find the best options for these categories:
And if you’d rather browse a full list of the best car insurance companies in Arizona, you can jump to the bottom of the page.
How we found the best car insurance in Arizona
Why you can trust NerdWallet
Best car insurance in Arizona overall
We compared 25 companies to find the best Arizona car insurance, and American Family had the highest overall NerdWallet star rating out of all the top-rated options. NerdWallet’s star ratings focus primarily on factors that might affect a customer’s experience with the company.
American Family
American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
American Family
American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best Arizona car insurance for your budget
The best car insurance may not necessarily be the cheapest, but it’s possible to find a great option that is also budget-friendly. For Arizona drivers, the cheapest top-rated company is Auto-Owners. Our analysis showed that the average rate for full coverage insurance from Auto-Owners is $1,167 a year, or about $97 a month for Arizona drivers. (However, your rate may be different.)
🤓Nerdy Tip
We don’t have data for every single company that offers coverage to Arizona drivers, so compare car insurance rates from several companies to make sure Auto-Owners is the cheapest for you.
Auto-Owners Insurance
Auto-Owners offers generous perks and a wide range of coverage options, but is available in only 26 states.
Discounts
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Auto-Owners Insurance
Auto-Owners offers generous perks and a wide range of coverage options, but is available in only 26 states.
Discounts
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Best Arizona car insurance for customer satisfaction
Country Financial is the best car insurance company in Arizona in terms of customer satisfaction. It has the fewest customer complaints to the state’s insurance regulators for a company of its size out of all of NerdWallet’s 5 star-rated insurers in Arizona.
Best for customer satisfaction
Country Financial
Country Financial has few customer complaints for auto insurance, but is available in only 19 states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best for customer satisfaction
Country Financial
Country Financial has few customer complaints for auto insurance, but is available in only 19 states.
Discounts
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best Arizona car insurance for ease of use
State Farm is the best car insurance company in Arizona in terms of how easy it is to use and navigate the company website and mobile app. Drivers can view their policy and submit claims online, and the State Farm mobile app has high user ratings for iOS and Android devices.
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Discounts
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Discounts
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Full list of the best car insurance companies in Arizona
If you’re looking for more options, NerdWallet analyzed 25 car insurers to find the best car insurance companies in Arizona. Here are the insurers that earned a NerdWallet star rating of 4.5 or higher.
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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5.0 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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4.5 NerdWallet’s ratings are determined by our editorial team. The scoring formula incorporates discounts, website transparency, financial strength, complaint data and more. |
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*USAA is available only to active-duty military members, veterans and their families. |
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